/* ===== The Harvest Plan — shared styles ===== */
:root{
  --navy:#0F2A43; --navy2:#173a5c; --green:#4A7C2F; --green2:#62B943;
  --amber:#F08C00; --gold:#F5A623; --ink:#243240; --muted:#5b6b7a;
  --line:#ece4d7; --bg:#ffffff; --cream:#faf7f1; --cream2:#f4efe6;
}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;color:var(--navy);line-height:1.2;font-weight:700}
a{color:inherit;text-decoration:none}
.wrap{max-width:1160px;margin:0 auto;padding:0 28px}
.btn{display:inline-block;padding:13px 26px;border-radius:8px;font-weight:700;font-size:15px;cursor:pointer;transition:.15s}
.btn-amber{background:var(--amber);color:#fff}
.btn-amber:hover{background:#d97d00}
.btn-navy{background:var(--navy);color:#fff}
.btn-green{background:var(--green);color:#fff}
.btn-ghost{border:2px solid #fff;color:#fff}
.btn-ghost:hover{background:rgba(255,255,255,.12)}
.btn-outline{border:2px solid var(--navy);color:var(--navy)}
.eyebrow{font-family:-apple-system,"Segoe UI",Arial,sans-serif;text-transform:uppercase;letter-spacing:2px;font-size:12px;font-weight:700;color:var(--green)}

/* utility bar */
.util{background:var(--navy);color:#dfe7f0;font-size:13.5px}
.util .wrap{display:flex;justify-content:space-between;align-items:center;height:40px}
.util a{color:#fff;font-weight:600}
.util .tag{color:#aebfd2;font-style:italic}

/* header */
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
header .wrap{display:flex;align-items:center;justify-content:space-between;height:82px}
.logo img{height:52px;display:block}
nav ul{list-style:none;display:flex;gap:24px;align-items:center}
nav a{font-size:15px;font-weight:600;color:var(--navy);padding:6px 0;border-bottom:2px solid transparent}
nav a:hover,nav a.active{color:var(--green);border-color:var(--green2)}
.navcta{display:flex;align-items:center;gap:18px}
.phone{font-weight:700;color:var(--navy);font-size:15px}

/* home hero */
.hero{background:linear-gradient(160deg,#0F2A43 0%,#173a5c 100%);color:#fff;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;right:-120px;top:-80px;width:520px;height:520px;background:radial-gradient(circle,rgba(240,140,0,.18),transparent 62%)}
.hero .wrap{position:relative;z-index:2;padding:74px 28px 66px;max-width:1160px}
.hero h1{color:#fff;font-size:47px;max-width:760px}
.hero h1 span{color:var(--gold)}
.hero p.sub{font-size:19px;color:#cdd9e6;max-width:620px;margin:22px 0 30px}
.hero .cta{display:flex;gap:16px;flex-wrap:wrap}
.trust{margin-top:44px;padding-top:26px;border-top:1px solid rgba(255,255,255,.15);display:flex;flex-wrap:wrap;gap:26px 40px;align-items:center}
.trust .ti{font-size:13px;color:#bccadb}
.trust .ti b{display:block;color:#fff;font-size:15px;font-family:Georgia,serif}
.hgrid{display:grid;grid-template-columns:1.12fr .88fr;gap:44px;align-items:center}
.hportrait{position:relative;height:400px;border-radius:16px;background:linear-gradient(160deg,#1d4a73,#0d2740);overflow:hidden;border:1px solid rgba(255,255,255,.14)}
.hportrait .ph{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center;color:#8ea6c2;font-size:14px;text-align:center;gap:10px}
.hportrait .ph svg{opacity:.5}

/* page hero (interior pages) */
.phero{background:linear-gradient(160deg,#0F2A43 0%,#173a5c 100%);color:#fff;position:relative;overflow:hidden}
.phero:after{content:"";position:absolute;right:-120px;top:-90px;width:480px;height:480px;background:radial-gradient(circle,rgba(240,140,0,.16),transparent 62%)}
.phero .wrap{position:relative;z-index:2;padding:52px 28px 54px}
.crumb{font-size:13px;color:#9fb2c7;margin-bottom:16px}
.crumb a{color:#cdd9e6}
.lic-pill{display:inline-block;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.22);color:#eaf2fb;font-size:12.5px;font-weight:700;letter-spacing:.5px;padding:6px 14px;border-radius:20px;margin-bottom:16px}
.phero h1{color:#fff;font-size:40px;max-width:780px}
.phero p{font-size:18px;color:#cdd9e6;max-width:660px;margin:18px 0 26px}
.phero .cta{display:flex;gap:14px;flex-wrap:wrap}
.phero .pgrid{display:grid;grid-template-columns:1.12fr .88fr;gap:36px;align-items:center}
.pemblem{display:flex;align-items:center;justify-content:center}
.pemblem svg{width:100%;max-width:310px;height:auto;filter:drop-shadow(0 8px 26px rgba(0,0,0,.28))}
@media(max-width:900px){.phero .pgrid{grid-template-columns:1fr}.pemblem{display:none}}
/* about hero collage: headshot + 5 topic emblems, symmetric 3x2 */
.about-collage{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;max-width:340px;margin:0 auto}
.about-collage>*{aspect-ratio:1;width:100%}
.about-collage svg{display:block;height:100%}
.cc-face{position:relative;border-radius:50%;overflow:hidden;background:#1d4a73;border:3px solid rgba(245,166,35,.35)}
.cc-face img{position:absolute;bottom:0;left:50%;transform:translateX(-50%);height:85%;width:auto;max-width:132%}
.cc-name{position:absolute;top:8%;left:0;right:0;text-align:center;font-family:-apple-system,Segoe UI,Arial,sans-serif;font-size:10px;font-weight:700;letter-spacing:1px;color:#f5a623;z-index:2}
@media(max-width:900px){.about-collage{max-width:280px}}

/* sections */
.sec{padding:72px 0}
.sec.sm{padding:54px 0}
.sec.cream{background:var(--cream)}
.sec-head{text-align:center;max-width:680px;margin:0 auto 44px}
.sec-head h2{font-size:34px;margin:10px 0}
.sec-head p{color:var(--muted);font-size:17px}

/* service cards (home) */
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:28px;transition:.18s}
.card:hover{box-shadow:0 12px 30px rgba(15,42,67,.10);transform:translateY(-3px)}
.ic{width:52px;height:52px;border-radius:11px;background:var(--cream2);display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.card h3{font-size:21px;margin-bottom:8px}
.card p{color:var(--muted);font-size:15px;margin-bottom:14px}
.card .lic{font-size:12.5px;color:var(--green);font-weight:700;letter-spacing:.3px}
.card .go{display:inline-block;margin-top:14px;color:var(--amber);font-weight:700;font-size:14px}

/* why */
.why{display:grid;grid-template-columns:1.1fr 1fr;gap:54px;align-items:center}
.why h2{font-size:33px;margin-bottom:8px}
.why .lead{color:var(--muted);font-size:17px;margin-bottom:24px}
.why ul{list-style:none;display:grid;gap:18px}
.why li{display:flex;gap:14px}
.why .chk{flex:none;width:26px;height:26px;border-radius:50%;background:var(--green);color:#fff;display:flex;align-items:center;justify-content:center;font-size:14px;font-weight:700;margin-top:2px}
.why li b{color:var(--navy)}
.why li span{color:var(--muted);font-size:15px}
.portrait{background:var(--cream2);border-radius:16px;height:360px;display:flex;align-items:center;justify-content:center;color:#b9ad99;font-size:15px;text-align:center;border:1px dashed #d8ccb8}

/* trust badges */
.badges{background:#fff;border-bottom:1px solid var(--line);padding:24px 0}
.badges .wrap{display:flex;align-items:center;justify-content:center;gap:16px 22px;flex-wrap:wrap}
.badge{border:1.5px solid var(--line);border-radius:10px;padding:12px 18px;min-width:150px;text-align:center;background:#fff}
.badge b{display:block;color:var(--navy);font-family:Georgia,serif;font-size:15px;line-height:1.2}
.badge span{font-size:11.5px;color:var(--muted);letter-spacing:.5px}
.badges .lbl{width:100%;text-align:center;font-size:11px;letter-spacing:2px;text-transform:uppercase;color:#b9ad99;margin-bottom:4px}
.badge-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px 20px;max-width:780px;margin:0 auto;width:100%}
@media(max-width:560px){.badge-grid{grid-template-columns:1fr 1fr}}

/* testimonials */
.tst .grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.tcard{background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px}
.tcard .stars{color:var(--amber);font-size:16px;letter-spacing:2px;margin-bottom:10px}
.tcard p{color:var(--ink);font-size:15px;font-style:italic}
.tperson{display:flex;align-items:center;gap:12px;margin-top:18px}
.tperson .av{width:44px;height:44px;border-radius:50%;background:var(--cream2);border:1px dashed #d8ccb8;flex:none;display:flex;align-items:center;justify-content:center;color:#b9ad99;font-size:10px}
.tperson b{color:var(--navy);font-size:14px;display:block}
.tperson span{color:var(--muted);font-size:12.5px}
.tnote{text-align:center;color:var(--muted);font-size:12px;margin-top:22px;font-style:italic}

/* combined credentials band (business line + license + number) */
.credband{background:#0f2a43;color:#fff;padding:40px 0;border-top:1px solid rgba(255,255,255,.12)}
.credband .lbl-light{text-align:center;font-size:11px;letter-spacing:2px;text-transform:uppercase;color:#8ea6c2;margin-bottom:24px}
.cred-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;max-width:940px;margin:0 auto}
.cred{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.14);border-radius:12px;padding:18px 14px;text-align:center;display:flex;flex-direction:column;justify-content:center;gap:6px}
.cred .pair{font-family:Georgia,serif;font-weight:700;color:#fff;font-size:16px;line-height:1.2}
.cred .type{font-size:11px;letter-spacing:1px;text-transform:uppercase;color:var(--gold)}
.cred .num{font-size:13.5px;color:#eab866;font-weight:700;text-decoration:none}
.cred a.num:hover{text-decoration:underline;color:#f3c988}
@media(max-width:640px){.cred-grid{grid-template-columns:1fr 1fr;gap:14px}}

/* credentials strip */
.creds{background:var(--navy);color:#fff;padding:30px 0}
.creds .wrap{display:flex;flex-wrap:wrap;justify-content:center;gap:14px 30px;text-align:center;font-size:14px;color:#cdd9e6}
.creds b{color:#fff}

/* sister brand */
.sister{background:var(--cream);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.sister .wrap{display:flex;align-items:center;justify-content:space-between;gap:30px;padding:34px 28px;flex-wrap:wrap}
.sister h3{font-size:22px}
.sister p{color:var(--muted);font-size:15.5px;max-width:640px}

/* cta band */
.band{background:linear-gradient(120deg,#4A7C2F,#62B943);color:#fff;text-align:center;padding:60px 0}
.band h2{color:#fff;font-size:34px}
.band p{font-size:18px;color:#eaf6e2;margin:12px 0 26px}

/* ===== interior page components ===== */
.split{display:grid;grid-template-columns:1.55fr .95fr;gap:48px;align-items:start}
.prose h2{font-size:29px;margin:0 0 14px}
.prose h3{font-size:20px;margin:28px 0 8px}
.prose p{color:var(--ink);font-size:16px;margin-bottom:16px}
.prose .lead{font-size:18px;color:var(--muted);margin-bottom:22px}
.checks{list-style:none;display:grid;gap:12px;margin:8px 0}
.checks li{display:flex;gap:12px;font-size:15.5px;color:var(--ink)}
.checks .chk{flex:none;width:24px;height:24px;border-radius:50%;background:var(--green);color:#fff;display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:700;margin-top:1px}
.aside{position:sticky;top:100px;display:grid;gap:18px}
.panel{background:#fff;border:1px solid var(--line);border-radius:14px;padding:24px}
.panel.dark{background:var(--navy);border-color:var(--navy);color:#fff}
.panel.dark h3{color:#fff}
.panel h3{font-size:19px;margin-bottom:10px}
.panel p{font-size:14.5px;color:var(--muted);margin-bottom:14px}
.panel.dark p{color:#c9d6e4}
.panel .btn{display:block;width:100%;text-align:center}
.proclist{list-style:none;counter-reset:p;display:grid;gap:9px;margin-top:6px}
.proclist li{position:relative;padding-left:30px;font-size:14px;color:var(--ink);counter-increment:p;line-height:1.4}
.proclist li:before{content:counter(p);position:absolute;left:0;top:1px;width:20px;height:20px;border-radius:50%;background:var(--green);color:#fff;font-size:12px;font-weight:700;display:flex;align-items:center;justify-content:center}
.proclist li span{color:var(--muted);font-size:12.5px}
.panel.mpc{background:#eef7f2;border-color:#cfe6da;text-align:center}
.panel.mpc p{font-size:16px;color:var(--ink)}
.mpc-badge{height:40px;display:block;margin-bottom:12px}
.mpc-logo{height:46px;width:auto;max-width:180px;display:block;margin-bottom:12px}
.mpc-head{display:flex;align-items:center;justify-content:center;gap:12px;margin-bottom:12px}
.mpc-head .mpc-logo{height:64px;margin-bottom:0;flex:none}
.mpc-head h3{margin:0;font-size:17px;line-height:1.25;text-align:center}
/* MPC bridge landing hero */
.mpc-hero{background:linear-gradient(150deg,#0f766e 0%,#15803d 100%);color:#fff;position:relative;overflow:hidden}
.mpc-hero .wrap{padding:58px 28px 56px;position:relative;z-index:2}
.mpc-hero .crumb{color:#c7ece0}
.mpc-hero .crumb a{color:#eafaf3}
.mpc-hero img.badge-lg{height:56px;margin-bottom:16px}
.mpc-hero h1{color:#fff;font-size:40px;max-width:800px}
.mpc-hero h1 span{color:#ffe08a}
.mpc-hero p{font-size:18px;color:#eafaf3;max-width:660px;margin:16px 0 26px}
.mpc-hero .cta{display:flex;gap:14px;flex-wrap:wrap}
.mpc-band{background:linear-gradient(120deg,#0f766e,#15803d)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.step .n{width:40px;height:40px;border-radius:50%;background:var(--cream2);color:var(--navy);font-family:Georgia,serif;font-weight:700;font-size:18px;display:flex;align-items:center;justify-content:center;margin-bottom:12px}
.step h4{font-family:Georgia,serif;color:var(--navy);font-size:17px;margin-bottom:6px}
.step p{font-size:14px;color:var(--muted)}
.faq{display:grid;gap:14px;max-width:840px;margin:0 auto}
.qa{background:#fff;border:1px solid var(--line);border-radius:12px;padding:20px 24px}
.qa h4{font-family:Georgia,serif;color:var(--navy);font-size:17px;margin-bottom:6px}
.qa p{color:var(--muted);font-size:15px}
.related{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.rel{display:block;background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px;transition:.15s}
.rel:hover{box-shadow:0 10px 24px rgba(15,42,67,.08);transform:translateY(-2px)}
.rel b{color:var(--navy);font-family:Georgia,serif;font-size:16px;display:block;margin-bottom:4px}
.rel span{color:var(--muted);font-size:13px}

/* tax tools / resource links */
.tools-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.rlink{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:13px 15px;border:1px solid var(--line);border-radius:9px;margin-bottom:10px;font-weight:700;color:var(--navy);font-size:14.5px;transition:.15s}
.rlink:last-child{margin-bottom:0}
.rlink:hover{border-color:var(--green2);background:var(--cream)}
.rlink .go2{color:var(--amber);font-weight:700;flex:none;font-size:16px}
.rlink small{display:block;color:var(--muted);font-weight:400;font-size:12.5px;margin-top:2px}

/* Zillow review badge */
.zbadge{max-width:480px;margin:0 auto 26px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:28px 30px;text-align:center;box-shadow:0 12px 34px rgba(15,42,67,.07)}
.zbadge .zstars{color:#f0a500;font-size:34px;letter-spacing:5px;line-height:1}
.zbadge .zrate{font-family:Georgia,serif;font-size:42px;font-weight:700;color:var(--navy);margin:8px 0 2px;line-height:1}
.zbadge .zmeta{color:var(--muted);font-size:14.5px}
.zbadge .zmeta b{color:var(--navy)}
.zbadge .zlogo{font-weight:800;color:#006AFF;letter-spacing:.3px}
.zbadge .btn{margin-top:18px}

/* lead form */
.leadwrap{background:var(--cream);border-top:1px solid var(--line)}
.leadgrid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.form{background:#fff;border:1px solid var(--line);border-radius:16px;padding:30px}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.field{margin-bottom:14px}
.field label{display:block;font-size:13px;font-weight:700;color:var(--navy);margin-bottom:5px}
.field input,.field select,.field textarea{width:100%;border:1.5px solid var(--line);border-radius:8px;padding:11px 13px;font-size:15px;font-family:inherit;color:var(--ink);background:#fff}
.field input:focus,.field textarea:focus,.field select:focus{outline:none;border-color:var(--green2)}
.consent{display:flex;gap:10px;font-size:12.5px;color:var(--muted);margin:6px 0 16px;align-items:flex-start}
.consent input{margin-top:3px;flex:none}
.formnote{font-size:12px;color:#b9ad99;margin-top:12px;font-style:italic}

/* about */
.about-hero{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center}
.timeline{display:grid;max-width:840px;margin:0 auto}
.tl{display:grid;grid-template-columns:120px 1fr;gap:20px;padding:18px 0;border-bottom:1px solid var(--line)}
.tl .yr{font-family:Georgia,serif;color:var(--green);font-weight:700;font-size:18px}
.tl b{color:var(--navy)}
.tl p{color:var(--muted);font-size:14.5px;margin-top:3px}
.lic-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.lcard{background:#fff;border:1px solid var(--line);border-radius:12px;padding:22px}
.lcard .k{font-size:12px;letter-spacing:1px;text-transform:uppercase;color:var(--green);font-weight:700}
.lcard b{display:block;font-family:Georgia,serif;color:var(--navy);font-size:18px;margin:4px 0}
.lcard span{font-size:13.5px;color:var(--muted);display:block}
.lcard .verify{display:inline-block;margin-top:12px;color:var(--amber);font-weight:700;font-size:13px}
.lcard .verify:hover{text-decoration:underline}
.lcard .verify+.verify{margin-left:14px}

/* footer */
footer{background:#0b2135;color:#a9bace;font-size:14px;padding:56px 0 30px}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:34px;padding-bottom:34px;border-bottom:1px solid rgba(255,255,255,.12)}
footer h4{color:#fff;font-family:Georgia,serif;font-size:16px;margin-bottom:14px}
footer ul{list-style:none;display:grid;gap:9px}
footer a:hover{color:#fff}
.disc{font-size:12px;color:#7d92a8;line-height:1.7;padding-top:22px}
.flogo{height:46px;margin-bottom:14px;background:#fff;padding:8px 12px;border-radius:8px;display:inline-block}
.flogo img{height:46px;display:block}

@media(max-width:900px){
  .grid,.why,.fgrid,.split,.leadgrid,.about-hero,.hgrid,.tools-grid{grid-template-columns:1fr}
  .steps,.related,.lic-cards,.tst .grid3{grid-template-columns:1fr 1fr}
  .form .row{grid-template-columns:1fr}
  nav{display:none}
  .hero h1{font-size:34px}.phero h1{font-size:31px}
}